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111 Cutlass Drive, Surf City, NC 28445

$1,550,000

Property Type: Multi-Family Bedrooms: 5 Baths: 6 Square Footage: 3,544 Lot Size (sq. ft.): 13,504 Status: Active

Current Price: $1,550,000 List Date: 4/16/2026 Last Modified: 4/16/2026

Overview

Description

WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot ... (Read more)

Listing Details MLS# 100567564

Contract Info

Delayed Marketing?: No
Marketing Start Date: 2026-01-01
Sub-Type: Duplex
Listing Price: 1550000
List Price/SqFt: 437.36
Stipulation of Sale: Standard

Location Information

Street #: 111
Street Name: Cutlass
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: No
Marketing City: Surf City
Subdivision: Pirates Cove
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Traveling North on 17, Right onto NC-210, Right onto NC-50 S, at the roundabout take 2nd exit onto NC-50, Right onto S Topsail Drive, Right onto Cutlass Drive, Home is on the Left
Sign on Property: Yes

Building Info

New Construction: No

Property ExteriorInterior Info

# Bedrooms: 5
SqFt - Heated (Primary): 3544

Legal and Taxes

Tax Assessed Value: 558084
Deed Book: 2705
Deed Page: 74
Legal: Lot 6,Pb 27/10 Pirates Cove Section II
Broker Owner: No
PID: 4224-70-2405-0000
Tax Identifier: 4224-70-2405-0000
Plat Book: 27
Plat Page: 10
Total Real Estate Property Taxes: 6920.24
Special Assessments: none known
Tax Year: 2023
Year Built: 1995
Zoning: AE
HOA: Yes
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
Elementary School: North Topsail
Middle School: Topsail
High School: Topsail

More Information

Entry Level Information

Entry Level: Yes

HOA

Association Fee 1/Year: 800
Association Name: Pirates Cove Assocaioin
Association Phone: 7047470463

Building/Ext Features

ud_i_08: 2

Property Interior Info

ud_i_10: 4

Property Exterior/Interior Info

Lot Acres: 0.31
Lot SqFt: 13504
Lot Dimensions: IRREGULAR
Waterfront: No
Waterview: Yes
Location Type: Island
# Baths - Total: 6
# Total Units: 2
Fireplace Y/N: Yes
Owner Occupied: No
Property Mgmt Company: No
Financials Available: No

Garage & Parking

Attached Garage Spaces: 4
Detached Garage Spaces: 0
Total # Garage Spaces: 4
Total Carport Spaces: 0

Parking Features

Concrete: Yes
Lighted: Yes
Off Street: Yes

HOA and Neigh Amenities

Maint - Comm Areas: Yes
Maint - Roads: Yes
Management: Yes
Taxes: Yes
Waterfront Community: Yes

Attic

Scuttle: Yes

Basement

None: Yes

Frontage Type

See Remarks: Yes

Handicap Accessible

Accessible Doors: Yes
Elevator: Yes

View Type

Marsh View: Yes
Sound View: Yes
Water: Yes

Construction

Wood Frame: Yes

Lot Water Features

Boat Ramp: Yes
Water Access Comm: Yes

Exterior Finish

Vinyl Siding: Yes

Terms

1031 Exchange: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
USDA Loan: Yes
VA Loan: Yes

Fencing

None: Yes

Foundation

Slab: Yes

Flooring

Carpet: Yes
Tile: Yes
Wood: Yes

Fuel Tank

None: Yes

Patio and Porch Features

Balcony: Yes
Covered: Yes
Deck: Yes
Porch: Yes
Screened: Yes

Pool Features

None: Yes

Roof

Architectural Shingle: Yes

Levels

Three Or More: Yes

Lot Description

Corner Lot: Yes

Road Type/Frontage

Maintained: Yes
Paved: Yes
Private Road: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Fireplace(s): Yes
Forced Air: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Water Source

Municipal Water: Yes

Sewer

Municipal Sewer: Yes

Appliances/Equip

Built-In Microwave: Yes
Dishwasher: Yes
Dryer: Yes
Electric Cooktop: Yes
Electric Oven: Yes
Refrigerator: Yes
Washer: Yes

Fireplace Features

Gas Log: Yes
Living Room: Yes

Furnished

Furnished: Yes

Interior Features

2nd Kitchen: Yes
Blinds/Shades: Yes
Ceiling Fan(s): Yes
Elevator: Yes
Furnished: Yes
Gas Log: Yes
Pantry: Yes

Security Features

Smoke Detector(s): Yes

Laundry Location

Hookup - Dryer: Yes
Hookup - Washer: Yes
In Hall: Yes

Dining Room Type

Combination: Yes

Side/Unit 1

Total Rooms: 10
# of Bedrooms: 3
Full Baths: 4
Avg SqFt: 1772
Furnished: Yes
Rent: 0
Occupied: No

Side/Unit 1 Cooling

Central: Yes

Side/Unit 1 Heating

Electric: Yes
Forced Air: Yes

Side/Unit 1 Appliance

Cooktop - Electric: Yes
Dishwasher: Yes
Dryer: Yes
Ice Maker: Yes
Microwave Built-In: Yes
Refrigerator: Yes
Stove/Oven - Electric: Yes
Vent Hood: Yes
Washer: Yes

Side/Unit 1 Features

Dining Room: Yes
Fireplace: Yes
Kitchen: Yes
Living Room: Yes
Patio/Balcony/Deck: Yes
Utility Room: Yes
W/D Hookup: Yes

Side/Unit 1 Rent Frequency

Other: Yes

Side/Unit 1 Owner Pays

Cable: Yes
Cooling: Yes
Electric: Yes
Gas: Yes
Heating: Yes
HOA: Yes
Lawn Maintenance: Yes
Pest Control: Yes
Snow Removal: Yes
Water/Sewer: Yes
Insurance: Yes

Side/Unit 2

Total Rooms: 7
# of Bedrooms: 2
Full Baths: 3
Avg SqFt: 1772
Furnished: Yes
Rent: 0
Occupied: No

Side/Unit 2 Cooling

Central: Yes

Side/Unit 2 Heating

Electric: Yes
Forced Air: Yes

Side/Unit 2 Appliance

Cooktop - Electric: Yes
Dishwasher: Yes
Dryer: Yes
Ice Maker: Yes
Microwave Built-In: Yes
Refrigerator: Yes
Stove/Oven - Electric: Yes
Vent Hood: Yes
Washer: Yes

Side/Unit 2 Features

Dining Room: Yes
Extra Storage: Yes
Fireplace: Yes
Kitchen: Yes
Living Room: Yes
Patio/Balcony/Deck: Yes
Utility Room: Yes
W/D Hookup: Yes

Side/Unit 2 Rent Frequency

Other: Yes

Side/Unit 2 Owner Pays

Cable: Yes
Cooling: Yes
Electric: Yes
Gas: Yes
Heating: Yes
HOA: Yes
Lawn Maintenance: Yes
Pest Control: Yes
Snow Removal: Yes
Water/Sewer: Yes
Insurance: Yes

Property Features

Frontage Type: See Remarks Handicap Accessible: Accessible Doors; Elevator View Type: Marsh View; Sound View; Water Attic: Scuttle Basement: None Construction: Wood Frame Exterior Finish: Vinyl Siding Fencing: None Foundation: Slab Fuel Tank: None Parking Features: Concrete; Lighted; Off Street Patio and Porch Features: Balcony; Covered; Deck; Porch; Screened Pool Features: None Roof: Architectural Shingle Levels: Three Or More Lot Water Features: Boat Ramp; Water Access Comm Cooling: Ceiling Fan(s); Central Air Heating: Fireplace(s); Forced Air Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Water Source: Municipal Water Sewer: Municipal Sewer Fireplace Features: Gas Log; Living Room Flooring: Carpet; Tile; Wood Furnished: Furnished Interior Features: 2nd Kitchen; Blinds/Shades; Ceiling Fan(s); Elevator; Gas Log; Pantry Security Features: Smoke Detector(s) Laundry Location: Hookup - Dryer; Hookup - Washer; In Hall Dining Room Type: Combination HOA and Neigh Amenities: Maint - Comm Areas; Maint - Roads; Management; Taxes; Waterfront Community Terms: 1031 Exchange; Cash; Conventional; FHA; USDA Loan; VA Loan

IDX

Listing Office: Berkshire Hathaway HomeServices Carolina Premier Properties

Last Updated: April - 16 - 2026

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