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108 Sea Urchin Court, Surf City, NC 28445

$1,500,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,952 Lot Size (sq. ft.): 7,405 Status: Pending with Showings
Current Price: $1,500,000 List Date: 2/05/2026 Last Modified: 4/02/2026

Overview

Description

Perched on one of the most elevated homesites on Topsail Island, this luxury Fortified Gold Certified home offers panoramic views and effortless beach access. Built in 2020 and above the flood zone with no flood insurance required, this home delivers unobstructed ocean, treetop, and ICW views in every direction. Designed with a reverse floor plan to maximize light and views, the interior showcases refined luxury throughout. Features include wide hallways, consistent LVP flooring, solid core doors, custom closet built-ins, impact-rated windows and doors, and elevator access to all floors. The first level offers two spacious bedrooms with covered deck access, a full bath, a quiet office with French doors and natural light from two sides, and generous laundry room with folding station and laundry chute. The owner's suite level is a private retreat featuring a flex space with closet, an expansive bedroom with covered deck offering ocean and treetop views. The spa-inspired bath includes a jetted tub, large glass shower with bench and river rock accents, towel warmer, smart toilet, and dual walk-in closets. The top floor delivers a true wow factor with open-concept living with cozy fireplace, dining, and kitchen area with unmatched views stretching from the ocean to ICW. The beautifully appointed kitchen is ideal for entertaining while watching dolphins, pelicans, and boats along the waterway. Engineered far beyond standard coastal construction, the home includes deeper driven pilings, 2x6 framing with spray foam insulation, a fully encapsulated attic, fiber cement siding, composite decking, vinyl railings, and water spigots on all decks. Outdoor living features a fenced, professionally landscaped yard, outdoor shower, Performance Endless Pool, and a whole-house generator with three large propane tanks for extended power security. Built to the highest standards with unmatched views, this home stands as one of Topsail Island's premier coastal retreats.

Listing Details MLS# 100552984

Contract Info

Sub-Type
Single Family Residence
Construction Type
Stick Built
Delayed Marketing?
No
Marketing Start Date
2026-02-05
Listing Price
1500000
List Price/SqFt
508.13
Stipulation of Sale
Standard

Location Information

Street #
108
Street Name
Sea Urchin
Street Suffix
Court
County
Pender
State/Province
NC
Zip Code
28445
City Limits
Yes
Marketing City
Surf City
Subdivision
Island Oaks
Secondary Subdivision
N/A

Remarks and Showing

Directions to Property
Head southeast on NC-210 E/NC-50 S/Roland Ave. At the traffic circle, continue straight onto NC-210/NC-50/Surf City Bridge. Keep right to continue toward S Topsail Dr. Merge onto S Topsail Dr. Continue onto S Shore Dr. Turn right onto Sound Dr. Turn left onto Oak Dr/S Oak Ct. Turn left onto Sea Urchin Ct.
Sign on Property
Yes

Property Exterior Info

New Construction
No
Lot Acres
0.17
Lot SqFt
7405
Lot Dimensions
100'x117'x160'
Waterfront
No
Waterview
Yes
Location Type
Island

Property Interior Info

SqFt - Heated (Primary)
2952
Total SqFt - Heated (Primary + Separate)
2952
# Rooms
7
# Baths - Full
3
# Baths - Half
Yes
# Baths - Total
4
# Bedrooms
4
Master Bedroom Level
Non Primary Living Area
ud_i_10
4
Fireplace Y/N
Yes

Legal Taxes

Year Built
2020

More Information

Status Change Info

Under Contract Date
2026-04-02

Entry Level Information

Entry Level
Yes

HOA and Neigh Amenities

Club Membership
None Selected
Beach Access
Yes
Boat Dock
Yes
Maint - Comm Areas
Yes
Maint - Roads
Yes
Ramp
Yes

HOA

Association Fee 1/Year
300
Association Name
Island Oaks HOA
Association Phone
910538

Building/Ext Features

ud_i_08
1

Legal & Taxes

Tax Assessed Value
541780
Total Real Estate Property Taxes
6718.08
Deed Book
4647
Deed Page
2909
Legal
Lt 18,Pb 22/104 Island Oaks
Broker Owner
No
PID
4224-91-1892-0000
Tax Identifier
4224-91-1892-0000
Plat Book
22
Plat Page
104
Lot #
18
Special Assessments
no
Tax Year
2023
Zoning
INCORP
HOA
Yes
Cobra Zone
No
Elementary School
North Topsail
Middle School
Topsail
High School
Topsail

Garage & Parking

Attached Garage Spaces
4
Detached Garage Spaces
0
Total # Garage Spaces
4
Total Carport Spaces
0

Parking Features

Tandem
Yes
Off Street
Yes

Attic

Access Only
Yes

Frontage Type

See Remarks
Yes

Handicap Accessible

Accessible Doors
Yes
Accessible Entrance
Yes
Accessible Hallway(s)
Yes
Elevator
Yes

View Type

ICW View
Yes
Marsh View
Yes
Ocean
Yes
Sound View
Yes
Water
Yes

Construction

Wood Frame
Yes

Lot Water Features

None
Yes

Exterior Features

Irrigation System
Yes
Outdoor Shower
Yes
Storm Doors
Yes

Exterior Finish

Fiber Cement
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Fencing

Back Yard
Yes
Metal/Ornamental
Yes

Foundation

Pilings
Yes

Flooring

LVT/LVP
Yes
Tile
Yes

Green Bldg Certify

Fortified Home Box
Yes

Green Bldg Features

LED Lighting
Yes
Sealed Attic
Yes

Patio and Porch Features

Balcony
Yes
Covered
Yes
Deck
Yes
Open
Yes
Patio
Yes
Porch
Yes
Wrap Around
Yes

Pool Features

Above Ground
Yes

Roof

Architectural Shingle
Yes

Levels

3 Story or More
Yes

Road Type/Frontage

Maintained
Yes
Paved
Yes
Private Road
Yes

Cooling

Central Air
Yes
Heat Pump
Yes
Wall/Window Unit(s)
Yes

Heated SqFt

2800 - 2999
Yes

Heating

Forced Air
Yes

Heating System Fuel Source

Electric
Yes

Utilities

Sewer Available
Yes
Water Available
Yes

Sewer

Municipal Sewer
Yes

Water Source

Municipal Water
Yes

Appliances/Equip

Gas Cooktop
Yes
Mini Refrigerator
Yes
Refrigerator
Yes
Vented Exhaust Fan
Yes

Fireplace Features

Living Room
Yes

Interior Features

Blinds/Shades
Yes
Ceiling Fan(s)
Yes
Elevator
Yes
Entrance Foyer
Yes
Gas Log
Yes
High Ceilings
Yes
Kitchen Island
Yes
Pantry
Yes
Reversed Floor Plan
Yes
Solid Surface
Yes
Walk-in Shower
Yes
Walk-In Closet(s)
Yes
Whirlpool
Yes
Whole-Home Generator
Yes

Window Features

Storm Window(s)
Yes

Security Features

Security System
Yes

Laundry Features

Laundry Room
Yes

Dining Room Type

Combination
Yes

Rooms

Bedroom 2
Yes
Bedroom 3
Yes
Bedroom 4
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes
Office
Yes

Property Features

Frontage Type: See Remarks Handicap Accessible: Accessible Doors; Accessible Entrance; Accessible Hallway(s); Elevator View Type: ICW View; Marsh View; Ocean; Sound View; Water Attic: Access Only Construction: Wood Frame Exterior Features: Irrigation System; Outdoor Shower; Storm Doors Exterior Finish: Fiber Cement Fencing: Back Yard; Metal/Ornamental Foundation: Pilings Green Bldg Certify: Fortified Home Box Green Bldg Features: LED Lighting; Sealed Attic Parking Features: Off Street; Tandem Patio and Porch Features: Balcony; Covered; Deck; Open; Patio; Porch; Wrap Around Pool Features: Above Ground Roof: Architectural Shingle Levels: 3 Story or More Lot Water Features: None Cooling: Central Air; Heat Pump; Wall/Window Unit(s) Heating: Forced Air Heating System Fuel Source: Electric Utilities: Sewer Available; Water Available Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Living Room Flooring: LVT/LVP; Tile Interior Features: Blinds/Shades; Ceiling Fan(s); Elevator; Entrance Foyer; Gas Log; High Ceilings; Kitchen Island; Pantry; Reversed Floor Plan; Solid Surface; Walk-in Shower; Walk-In Closet(s); Whirlpool; Whole-Home Generator Window Features: Storm Window(s) Security Features: Security System Laundry Features: Laundry Room Heated SqFt: 2800 - 2999 Dining Room Type: Combination HOA and Neigh Amenities: Beach Access; Boat Dock; Maint - Comm Areas; Maint - Roads; Ramp Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Kitchen; Living Room; Master Bedroom; Office Terms: Cash; Conventional; FHA; VA Loan

Room Information

Living Room Length: 206.00 Width: 211.00 Kitchen Length: 2011.00 Width: 158.00 Master Bedroom Length: 206.00 Width: 1511.00 Bedroom 2 Length: 101.00 Width: 104.00 Bedroom 3 Length: 157.00 Width: 123.00 Bedroom 4 Length: 101.00 Width: 1110.00 Office Length: 78.00 Width: 811.00
Listing Office: Capital To Coast Realty Company
IDX
Last Updated: April - 02 - 2026
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