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10 West Ridge, Surf City, NC 28445

$2,495,000

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https://my.matterport.com/show/?m=HPtsDrmzXBs

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,204 Lot Size (sq. ft.): 34,282 Status: Active

Current Price: $2,495,000 List Date: 4/03/2026 Last Modified: 4/07/2026

Overview

Description

An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a ... (Read more) An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

Listing Details MLS# 100564861

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-04-03
Listing Price: 2495000
List Price/SqFt: 593.48
Stipulation of Sale: Standard

Location Information

Street #: 10
Street Name: West
Street Suffix: Ridge
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Sandy Ridge
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Use the bridge in Surf City to come onto the island, at the roundabout take your first right and follow to S. Topsail Drive for 2 miles, then at the ''Sandy Ridge Subdivision ''sign turn right onto Sandy Lane. Then take a left on W Ridge. Home will be the last house on the right.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.79
Lot SqFt: 34282
Lot Dimensions: irregular
Waterfront: Yes
Waterview: Yes
Location Type: Island

Property Interior Info

SqFt - Heated (Primary): 4204
Total SqFt - Heated (Primary + Separate): 4204
# Rooms: 15
# Baths - Full: 4
# Baths - Half: Yes
# Baths - Total: 5
# Bedrooms: 5
Master Bedroom Level: Non Primary Living Area
ud_i_10: 3
Fireplace Y/N: Yes

Legal Taxes

Year Built: 2005

More Information

Boat Slip

Boat Slip Length: 30
Boat Slip Width: 12
Mean High Water Depth: 5

Fuel Tank

Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: Yes
Owned or Leased: Leased
Lessor Name and Contact: Suburban Propane Company
Fuel Tank: Yes

Entry Level Information

Entry Level: Yes

Current Service Providers

Electric Provider: Jones-Onslow EMC
Fuel Vendor Provider: Suburban Propane
Internet Service Provider(s): Spectrum
Sewer Provider: City/Town
Trash Provider: City
Water Provider: City/Town

Building/Ext Features

ud_i_08: 1

Legal & Taxes

Tax Assessed Value: 606510
Total Real Estate Property Taxes: 7520.72
Deed Book: 1561
Deed Page: 279
Legal: L10,PB 27/105 SANDY RIDGE
Broker Owner: No
PID: 4234-03-3030-0000
Tax Identifier: 4234-03-3030-0000
Plat Book: 27
Plat Page: 105
Special Assessments: NONE
Tax Year: 2023
Zoning: R5
HOA: No
Cobra Zone: No
Elementary School: Surf City
Middle School: Surf City
High School: Topsail

Garage & Parking

Total Parking Spaces: 12
Attached Garage Spaces: 2
Detached Garage Spaces: 0
Total # Garage Spaces: 2
Total Carport Spaces: 0

Parking Features

Garage Faces Front: Yes
Lighted: Yes
On Site: Yes
See Remarks: Yes

HOA and Neigh Amenities

Beach Access: Yes

Attic

Access Only: Yes
Floored - Partial: Yes

Basement

Finished: Yes

Frontage Type

Canal Front: Yes
Creek: Yes
ICW Front: Yes
Marsh Front: Yes
Sound Front: Yes

Handicap Accessible

None: Yes

View Type

Canal: Yes
Creek/Stream: Yes
ICW View: Yes
Marsh View: Yes
Sound View: Yes
Water: Yes

Construction

Wood Frame: Yes

Style

Other: Yes

Lot Water Features

Boat Slip: Yes
Boat Dock: Yes
Boat Lift: Yes
Bulkhead: Yes
Deeded Beach Access: Yes
Deeded Water Access: Yes
Deeded Water Rights: Yes
Deeded Waterfront: Yes
Navigable Water: Yes
Pier: Yes
Salt Marsh: Yes
Sound Side: Yes
Water Access Comm: Yes
Water Depth 4+: Yes

Exterior Features

DP50 Windows: Yes
Gas Log: Yes
Outdoor Shower: Yes
See Remarks: Yes

Exterior Finish

Fiber Cement: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes
Commercial: Yes

Fencing

None: Yes

Foundation

Pilings: Yes

Flooring

Carpet: Yes
Ceramic Tile: Yes
Hardwood: Yes
Tile: Yes
See Remarks: Yes

Green Bldg Certify

Green Built Homes: Yes

Green Bldg Features

LED Lighting: Yes

Patio and Porch Features

Balcony: Yes
Covered: Yes
Deck: Yes
Open: Yes
Porch: Yes
Rear Porch: Yes
Side Porch: Yes
Wrap Around: Yes

Pool Features

None: Yes

Roof

Architectural Shingle: Yes
Membrane: Yes

Levels

3 Story or More: Yes

Lot Features

Cul-De-Sac: Yes
Dead End: Yes
Landscaped: Yes
Level: Yes
Pond on Lot: Yes
Wetlands: Yes
Wooded: Yes

Road Type/Frontage

Maintained: Yes
Paved: Yes
Public (City/Cty/St): Yes

Trash Collection

City Pick-UP: Yes

Cooling

Central Air: Yes

Heated SqFt

4000 - 4499: Yes

Heating

Heat Pump: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Oven: Yes
Gas Cooktop: Yes
Mini Refrigerator: Yes
Refrigerator: Yes
Self Cleaning Oven: Yes
Vented Exhaust Fan: Yes
Washer: Yes

Fireplace Features

Gas Log: Yes
Living Room: Yes

Furnished

Negotiable: Yes

Interior Features

2nd Kitchen: Yes
Apt/Suite: Yes
Blinds/Shades: Yes
Bookcases: Yes
Ceiling Fan(s): Yes
Dry Bar: Yes
Entrance Foyer: Yes
Gas Log: Yes
High Ceilings: Yes
Kitchen Island: Yes
Solid Surface: Yes
Tray Ceiling(s): Yes
Walk-in Shower: Yes
Walk-In Closet(s): Yes
Whirlpool: Yes
Wired for Data: Yes

Security Features

Smoke Detector(s): Yes

Laundry Features

Laundry Room: Yes
Utility Sink: Yes

Dining Room Type

Combination: Yes

Other Structures

Shower: Yes

Home Warr/Termite

Termite Bond: Yes
Termite Company: Modern Exterminating
Termite Company Phone: 9104555122

Rooms

Bathroom 1: Yes
Bathroom 2: Yes
Bathroom 3: Yes
Bathroom 4: Yes
Bathroom 5: Yes
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Bedroom 5: Yes
Kitchen: Yes
Laundry: Yes
Master Bedroom: Yes
Office: Yes

Property Features

Frontage Type: Canal Front; Creek; ICW Front; Marsh Front; Sound Front Handicap Accessible: None View Type: Canal; Creek/Stream; ICW View; Marsh View; Sound View; Water Attic: Access Only; Floored - Partial Basement: Finished Construction: Wood Frame Style: Other Exterior Features: DP50 Windows; Gas Log; Outdoor Shower; See Remarks Exterior Finish: Fiber Cement Fencing: None Foundation: Pilings Fuel Tank: Fuel Tank Green Bldg Certify: Green Built Homes Green Bldg Features: LED Lighting Parking Features: Garage Faces Front; Lighted; On Site; See Remarks Patio and Porch Features: Balcony; Covered; Deck; Open; Porch; Rear Porch; Side Porch; Wrap Around Pool Features: None Roof: Architectural Shingle; Membrane Levels: 3 Story or More Trash Collection: City Pick-UP Lot Features: Cul-De-Sac; Dead End; Landscaped; Level; Pond on Lot; Wetlands; Wooded Lot Water Features: Boat Dock; Boat Lift; Bulkhead; Deeded Beach Access; Deeded Water Access; Deeded Water Rights; Deeded Waterfront; Navigable Water; Pier; Salt Marsh; Sound Side; Water Access Comm; Water Depth 4+ Cooling: Central Air Heating: Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Gas Log; Living Room Flooring: Carpet; Ceramic Tile; Hardwood; Tile; See Remarks Furnished: Negotiable Interior Features: 2nd Kitchen; Apt/Suite; Blinds/Shades; Bookcases; Ceiling Fan(s); Dry Bar; Entrance Foyer; Gas Log; High Ceilings; Kitchen Island; Solid Surface; Tray Ceiling(s); Walk-in Shower; Walk-In Closet(s); Whirlpool; Wired for Data Security Features: Smoke Detector(s) Laundry Features: Laundry Room; Utility Sink Heated SqFt: 4000 - 4499 Dining Room Type: Combination Other Structures: Shower HOA and Neigh Amenities: Beach Access Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bathroom 4; Bathroom 5; Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Kitchen; Laundry; Master Bedroom; Office Terms: Cash; Conventional; FHA; VA Loan; Commercial

Room Information

Room Name
Master Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Bedroom 5
Bathroom 1
Bathroom 2
Bathroom 3
Bathroom 4
Bathroom 5
Office
Office
Kitchen
Kitchen
Laundry

Listing Office: Teresa Batts Real Estate, LLC

IDX

Last Updated: April - 07 - 2026

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